Retirement
Traditionally people with a private pension had only one option when they retired. They would take their tax free cash and use the rest of the pension fund to buy an annuity, usually from the life office offering the best annuity rate at the time.

However new legislation offers people retiring more modern and flexible alternatives.

These flexible retirement options allow you more choice when you take your pension benefits by not committing your pension fund to an annuity when you retire.

Despite the complexity of the subject we are able to offer significantly enhanced terms for the majority of retirement packages - please contact us for more information.

We have provided brief details of the options available to you below and if you would like to talk to one of our independent financial advisers please


Annuities

Phased retirement

Income Drawdown

Phased Drawdown