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Stakeholder pensions are low charge pensions aimed at people who do not have access to an occupational pension or who wish to add more diversity to the fund managers in their overall pension provision. Legislation introduced in 2001 now allows some members of occupational schemes to contribute to either a Stakeholder Pension or a Personal Pension.
The Government has laid down very strict rules about how Stakeholder pensions work and, whilst they are suitable for many individuals, there are advantages and disadvantages that you need to understand before coming to a decision. Gibson Lamb will be able to help you make your choice.
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