Self Invested Personal Pensions (SIPP)
A SIPP is, simply, a Personal Pension where you have freedom over where you invest your money. You do not have to choose a fund run by an insurance company - your choice could include property (not residential), unit trusts, investment trusts, direct equities, cash deposits and even futures and options. You can still invest in the normal pension funds run by life insurers.

SIPPs are usually only appropriate for executives, professional self-employed and higher earners who are investing several thousand pounds a year, otherwise the charges are likely to outweigh the benefits. If you have your own business and are looking for a tax efficient way to acquire premises for that business, then a SIPP can offer many advantages.

The rules are, of course, complex and not all types of investment are permitted by the Revenue. Our independent financial advice and expertise will help you get the most from your investment.



Stakeholder Pensions

Personal Pensions

Group Pensions Schemes

Pension Transfers

Self Invested Personal Pensions

Small Self Administered Schemes

Pension in Divorce